Compare Your Home Selling Options in Northwest Florida

Should you list your home with a real estate agent or sell directly to Samaritan Home Buyers? Both can be the right answer depending on your situation. Here’s an honest, side-by-side breakdown so you can decide what fits your timeline, your home’s condition, and your stress level.

Selling With an Agent vs. Selling to Samaritan Home Buyers

	Selling With an Agent	Selling to Samaritan Home Buyers
Commissions & Fees	6% on average — paid by you	$0 — none
Closing Costs	~2% — typically paid by seller	$0 — we cover all costs
Inspection & Financing Risk *	Up to 15% of deals fall through	None — guaranteed close
Appraisal Required	Yes — sale often subject to appraisal	No — we pay cash
Time to Sell	~91 days (Florida average)	Offer in 24 hrs · close in 7 days
Showings & Open Houses	Multiple strangers walking through	1 visit — just us
Closing Date	30–60 days after offer accepted	The date YOU choose
Repairs & Updates	Negotiated during inspection — you pay	$0 — we buy as-is
Cleaning & Clean-Out	Must be show-ready for every viewing	Take what you want — leave the rest

* See important notes about inspection and financing contingencies below.

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A Northwest Florida homeowner requests an offer from Samaritan Home Buyers every hour

A Few Things Worth Understanding *

What’s an inspection contingency?

An inspection contingency gives the buyer time to inspect the property and either back out, demand repairs, or renegotiate the price based on what they find. If the seller doesn’t agree to the buyer’s terms, the buyer can walk away from the deal entirely.

What’s a financing contingency?

A financing contingency lets the buyer back out if they can’t secure a mortgage, or if the bank’s appraisal comes in lower than the offer price. Even after you’ve accepted an offer, the deal can fall apart weeks later if the bank doesn’t cooperate.

Why this matters for you

Here at Samaritan Home Buyers, we don’t use bank financing. That means no appraisal hurdles, no last-minute bank denials, and no risk of the deal falling through weeks after you’ve already started planning your next chapter. When we say we’ll buy your house, we buy your house.

Still Have Questions? Let’s Talk.

No high-pressure sales pitch — just an honest conversation about whether selling to Samaritan Home Buyers makes sense for your situation. If it doesn’t, we’ll tell you that too.

(850) 407-3106

Available 7 days a week · Evenings & weekends included

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